This fall's first batch of new car incentives has arrived

2009 Hyundai Santa Fe

Starting MSRP: $21,695
Base Engine: 2.7-liter V-6 with 185 hp
Base MPG: 18 city/24 hwy/20 cmb
Incentive: $2,500 cash back
Expires: 11/2/09

The Hyundai Santa Fe is such a great value that this is the second month in a row it's made our Smart Deals list. Its quality interior and list of standard features such as alloy wheels, keyless entry, cruise control, and satellite radio put some competitors to shame. The options people want are all available, like third-row seats, rear climate controls, navigation, Bluetooth, and all-wheel drive. Its low price, IIHS 2009 Top Safety Pick status and 5-star frontal and side crash test ratings from NHTSA help keep its insurance rates so low that it made our list of the 20 cheapest new vehicles to insure. Throw an extra $2,500 cash back on the pile and the Santa Fe is a downright steal.

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